Some credit cards offer more than just a low interest rate. That's right. Some credit cards offer great rewards just for using them. For example, lets take a look at Blue from American Express.

With American Express's Blue credit card, you earn one point for almost every dollar you charge with the card whether you are purchasing gas or having dinner with friends. Points can then be exchanged for entertainment, retail, and travel rewards.

Credit card companies also have speciality reward credit cards. These types of credit cards can allow you to earn points or rewards when buying a specific item or category of items. For example, there are gas (earn rewards or points for gasoline purchases) and travel (earn rewards or points for hotel stays and plane flights) speciality reward credit cards. These two examples of speciality reward credit cards would be ideal for someone who does a lot of driving or traveling.

So, when looking for a credit card why not choose one that offers you rewards or points just for using it? If you are comparing credit cards with almost the same interest rate, choose the one that offers you points or rewards for what you purchases or for what you purchase most.